We help you choose your funds, and we explain their risk, suitability and costs. Then we review them with you at regular intervals.
30-minute call · No charge · No obligation
What you do, and what we do, at each stage.
You: Pick a time, or message us on WhatsApp.
We: Confirm your booking at once. Reply on WhatsApp within 1 business day.
You: Tell us your goals, your time frame and your risk profile.
We: Look at the funds you hold. New to funds? Explain the main categories, and SIP or lump sum.
You: Share your Consolidated Account Statement (CAS) after the call.
We: Help you download your CAS. Check suitability, benchmark, overlap and costs. Then send you a short brief.
You: Decide what to keep and what to buy. Nothing moves without your approval.
We: Shortlist suitable funds, with the reasons, the alternatives and our commission in writing.
You: Approve each transaction by OTP. Pay the fund house directly.
We: Handle KYC, SIPs and lump sums.
You: Tell us when your plans change.
We: Review your funds at regular intervals. Help with rebalancing, SIP changes, switches and redemptions.
Most clients start with mutual funds. We discuss SIFs and GIFT City funds only when your amount and risk profile suit them.
Equity, debt and hybrid funds, from every fund house.
Specialised Investment Funds: a SEBI category with more flexible strategies than mutual funds.
Funds based in GIFT City (IFSC), held in US dollars.
Every fund has a direct plan and a regular plan. Here is what the regular plan gets you with us.
Direct plan, on your own: Lower yearly expense ratio. No commission.
Regular plan, with us: Higher yearly expense ratio. The fund house pays our commission from it. No separate fee from you.
Direct plan, on your own: You research and shortlist on your own.
Regular plan, with us: We shortlist funds that fit your goals, with the reasons and the alternatives. Our commission in writing.
Direct plan, on your own: You place each one on a platform.
Regular plan, with us: We do the setup, from KYC to each SIP. You approve each one by OTP.
Direct plan, on your own: You track benchmarks, overlap and costs yourself.
Regular plan, with us: We check your funds against fair benchmarks, for overlap and for costs, at regular intervals.
Direct plan, on your own: You decide on your own.
Regular plan, with us: You talk to a person before you act.
Direct plan, on your own: Investors with the time and interest to manage their own funds.
Regular plan, with us: Investors who want an expert to check and help, from a first SIP to a large portfolio.
We review them on the first call, and you can keep them direct. If you invest through us, we can only use regular plans. Nothing moves without your approval.
You work with Ishpreet Singh Modi · [email protected]
AMFI Registered Mutual Fund Distributor & SIF Distributor · ARN-370951 · valid to 5 Sep 2029 · Read our story →
No. We review what you hold, and you decide what to keep. Nothing moves unless you approve it.
Each mutual fund sets its own minimum, and most are small. SIFs start at ₹10 lakh. GIFT City funds set their minimum in US dollars.
A Specialised Investment Fund. It is a SEBI category that can use strategies a mutual fund cannot, such as long-short. The minimum is ₹10 lakh, and the risks are higher. We explain them on the call.
Residents of India invest under the Liberalised Remittance Scheme (LRS), in US dollars. NRIs can also invest. We explain the tax and reporting rules before you decide.
Each fund is sold in two versions. You buy a direct plan on your own, with no help to choose or review. You buy a regular plan through a distributor like us. It has a higher yearly expense ratio, and our commission comes from that difference. The fund and its investments are the same in both.
No. We shortlist funds by fit to your goals and risk profile. You get our commission on each fund, and on the alternatives we considered, in writing before you decide.
For a full review, we ask for your Consolidated Account Statement (CAS) after the call. We help you download it. Then we send you a short brief.
We agree how often on the call, based on your portfolio. You can also ask for a review when your plans change.
You pay the fund house directly, and the units are in your name. We never receive your money.
Yes. Your investments stay in your name with each fund house.
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